The policy must provide ALL RISK cover for any motor vehicle(s) which are the property of or in the custody or control of the operator for the use in connection with its business operation (own vehicles).
The policy must cover for customer’s vehicles on a full ALL RISK basis.
The limit for Customers’ Vehicles on the premises should be appropriate for the business, i.e. reflect the maximum value at risk at any one premises
The limit for contents of customers’ vehicles and loads should be appropriate for the business needs.
Commercial loads must be at least on a legal liability basis with an indemnity limit of £250,000 where the operator deals in commercial vehicle recovery